I. Policy Overview

This Privacy Policy details how Wealthfold (hereinafter referred to as "We") collect, utilize, and safeguard your information. Wealthfold is a local - only financial management application designed for recording personal income and expenses, generating financial reports, and managing budgets. By using this application, you consent to the data processing terms outlined herein.

II. Information We Collect

(A) Actively Entered Financial Recording Information

When using the app, you actively input transaction details such as the amount of income or expense, categories (like dining, shopping), transaction dates, and payment methods (sensitive information like bank card numbers are not stored). You can also add custom notes to better document each transaction.

(B) Automatically Collected Local Non - Personal Technical Information

To ensure the app runs smoothly on your device, we automatically gather device - related data including the device model, operating system version, and screen size. Additionally, for the purpose of optimizing app features and fixing bugs, we record anonymous feature usage logs (such as how often you generate reports) and error logs locally. These logs are never uploaded to external servers.

III. Purposes of Information Use

All the collected information is solely used on your device without any external transmission:

Enable Financial Tracking: Store your income and expense data for real - time financial status monitoring.
Generate Local Reports: Analyze the data to create various financial summary reports (such as monthly expense breakdowns) to assist with your budgeting.
Enhance Local Experience: Leverage the anonymous logs to improve app features (like refining the category interface) and resolve issues.
Send Local Notifications: If enabled, the app will send budget - related reminders directly on your device.

IV. Data Storage and Security

(A) Local - Only Storage

All financial records, notes, and technical information are stored strictly on your device (e.g., phone memory). No data is transferred to the cloud or third - party servers. The data will remain on your device as long as the app is installed. Uninstalling the app will delete all local data (unless you manually back it up to your device beforehand).

(B) Local Security Measures

Since there is no external data transmission, the risk of data leakage during transfer is eliminated. Moreover, app data is stored in a separate folder to prevent unauthorized access from other apps.

V. Information Sharing and Disclosure

Wealthfold will never share, transmit, or disclose your information to third parties. Given that all data is stored locally, there is no basis for sharing. Even in the face of legal requests, we are unable to provide the data stored on your device. The anonymized local usage data is only used for app optimization and will not be extracted or shared.

VI. Your Data Management Rights

You have full control over your data through the device and the app:

View and Edit: Access the "Transaction History" to view, modify, or delete entries.
Backup and Export: (If supported) Save the data to your device (e.g., in CSV format) for archiving.
Permanent Deletion: You can uninstall the app or use the "Clear All Data" option in the settings to permanently delete the data (this action is irreversible).

VII. Children's Privacy

Wealthfold is not targeted at users under 17. If minors use the app, their data is also stored locally. Parents or guardians can delete the data by uninstalling the app or using the "Clear All Data" feature.

VIII. Policy Changes

In case of any updates to the privacy policy (such as changes to local storage features), we will notify you via in - app pop - ups. Continuing to use the app after the update implies your acceptance of the changes. If you disagree, you may choose to uninstall the app.

IX. Contact Us

If you have any questions regarding this privacy policy or offline data handling, please email us at: support@wealthfold.com

X. Compliance

This privacy policy complies with the App Store Review Guidelines. As a local - only app, we adhere to the principle of data minimization to safeguard your privacy.